Legal

Legal center.

Everything in one place β€” our licenses, disclosures, policies, and your rights as a consumer.

Effective: January 1, 2026  Β·  Last updated: May 2026

Licensing & Regulatory Information

QuoteOx Insurance Agency LLC is an independent insurance agency licensed in the Commonwealth of Massachusetts.

  • Entity: QuoteOx Insurance Agency LLC
  • State of domicile: Massachusetts, United States
  • MA Producer License: #3004273212
  • Lines of authority: Property, Casualty, Personal Lines
  • Regulatory oversight: Massachusetts Division of Insurance β€” (617) 521-7794

QuoteOx Insurance Agency LLC is a licensed independent insurance agency β€” not a captive carrier, quote aggregator, or lead-generation platform. We act as your independent agent and representative to match you to the right carrier, advise on coverage, and place policies. We are not an insurer; all policies are issued directly by the licensed carrier you choose.

E&O Insurance

QuoteOx Insurance Agency LLC maintains Errors & Omissions (E&O) professional liability insurance as required by Massachusetts law. This coverage protects you in the event of an agency error or omission in the placement or servicing of your policy.

Compensation Disclosure

As a licensed independent agency, QuoteOx is compensated through commissions paid by the insurance carrier with whom you ultimately bind a policy. These commissions are built into your premium β€” you pay the same rate whether you purchase directly from the carrier or through us. We do not charge separate broker or origination fees for personal lines products (auto, home, renters). Any contingent or bonus compensation arrangements are disclosed upon request, as required by Massachusetts Regulation 211 CMR 153.

Cookie Policy

QuoteOx uses cookies and similar tracking tools to operate our website and understand how visitors use it.

Cookies we use

  • Essential cookies β€” required for the quoting tool, form progress saving, and session management. These cannot be disabled without breaking core functionality.
  • Analytics cookies β€” anonymous page-view and referral-source data (e.g., which page you came from) to help us improve the site. No personally identifiable information is collected through analytics cookies.

What we do not use

  • Third-party advertising or retargeting cookies
  • Social media tracking pixels
  • Cross-site behavioral profiling

You can disable cookies in your browser settings at any time. Essential cookies are required for quoting functions; disabling them may prevent you from completing a quote request.

Disclaimer

All content on this website is for general informational and educational purposes only. It does not constitute insurance, legal, tax, or financial advice. Coverage availability, premiums, terms, and conditions vary by carrier, state, and individual circumstances. The quotes displayed or delivered are estimates only β€” final pricing is subject to full underwriting review by the issuing carrier.

QuoteOx makes commercially reasonable efforts to keep content accurate and up to date, but makes no warranty, express or implied, as to the accuracy, completeness, or fitness for a particular purpose of any information on this site.

TCPA & Communications Consent

By submitting a quote request, you authorize QuoteOx to contact you at the phone number and email address you provide β€” including via automated calls, prerecorded messages, or text messages β€” about your quote and related insurance products. Message and data rates may apply. This consent is not a condition of purchasing any product or service. You may opt out of marketing communications at any time by replying STOP to any text or clicking Unsubscribe in any email.

Accessibility Statement

QuoteOx is committed to making our website accessible to all users, including those with disabilities. We aim to meet the Web Content Accessibility Guidelines (WCAG) 2.1 Level AA standards.

If you experience any difficulty accessing any part of this website, please contact us at contact@QuoteOx.com or call +1 (857) 410-0095 and we will make every effort to provide the information you need in an accessible format.

Governing Law

These disclosures and all legal terms governing your use of QuoteOx are governed by the laws of the Commonwealth of Massachusetts, without regard to conflict-of-laws principles. Any dispute will be resolved in the state or federal courts located in Massachusetts.

Contact

For any legal or compliance questions, please reach out to us:

  • Email: contact@QuoteOx.com
  • Phone: +1 (857) 410-0095
  • Hours: Mon–Fri, 9 am–6 pm EST
  • Mail: QuoteOx Insurance Agency LLC, 11 Apex Drive, Suite 300A #351, Marlborough, MA 01752